Calculate Your Financial Runway

Find out how long your savings will last and discover cheaper cities to extend your runway.

Calculate Your Runway

$

Total savings available

$

One-time severance payment

$

Unemployment, part-time work, etc.

Number of people

%

Annual interest on savings (e.g., HYSA)

Your current city

Example: $50k savings + $10k severance + $1,800/month unemployment = 13.3 months runway in Seattle

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Financial Runway Guide

Your financial runway is how long your savings can sustain you during unemployment, career transitions, or emergencies. Understanding this helps you plan and make informed decisions.

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Emergency Fund Basics

  • • 3 months: Minimum recommended for stable employment
  • • 6 months: Standard recommendation for most people
  • • 12+ months: Ideal for self-employed or single income
  • • Include severance and unemployment benefits in calculations
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What Affects Your Runway

  • • Location: Cost of living varies dramatically by city
  • • Household size: More people = higher expenses
  • • Savings interest: HYSA can extend your runway
  • • Part-time income: Even small income helps significantly
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Ways to Extend Your Runway

  • • Relocate: Moving to cheaper cities can add years
  • • Reduce expenses: Cut non-essential spending
  • • Generate income: Freelance, gig work, or part-time
  • • Negotiate severance: Can provide crucial buffer time
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Real Cost Data

Our calculator uses actual Bureau of Labor Statistics data for 500+ US cities. We'll show you cheaper alternatives that could dramatically extend your runway.